If you’re looking for a credit card, you must know what you’re signing up for first. Different cards offer different rewards, perks, and benefits; some are much better than others.
Take the Destiny credit card, for example. When you dine out and purchase gas at the gas station, you can earn 2% cash back.
This Destiny Credit Card Login guide will help you understand what makes this card unique from other cards, how to use it to your advantage, how to cancel it, and the different ways you can pay with it.
We will also answer some general faqs about the Destiny credit card.
Destiny Credit Card Login Information
When requesting to sign up for a Destiny credit card account, be aware that you will need a decent to good credit rating. Furthermore, after receiving your card, your transaction history will be reported to each of the major credit reporting agencies by Destiny MasterCard.
Here is the step-by-step guide for Destiny Credit Card Login:
- Log in to the official website of the Destiny Credit Card
- When browsing our website, locate the My Account button on the upper right.
- To enter, put in your email address and other contact information, including a password.
- On the next screen, click the red Login button.
- You have successfully logged in to the Destiny Credit Card online portal.
Destiny Credit Card Customer Service
Destiny Financial Services offers round-the-clock customer service, so if you’re having trouble accessing your account or have questions about their services, they’re just a phone call away.
For in-depth answers about their products and services, visit one of their social media pages for more details. You can also submit a ticket online to get a response within 24 hours.
If you need immediate assistance, contact them at their toll-free customer service number 1-800-583-5698.
Genesis FS Card Services | PO Box 4477 Beaverton, OR | 97076-4477
Genesis FS Card Services | PO Box 23030 Columbus, GA | 31902-3030
You may send documents via FAX to: 1-503-268-4711
How Can You Cancel Destiny Credit Cards?
Call Destiny Card customer service at (800) 583-5698 to cancel your account. If a balance is left on your canceled account, you will still need to make at least the minimum payment every month until the balance is paid in full.
If you are not near your phone at the time of cancellation, don’t worry! There’s an online chat feature where representatives can assist you with any questions about canceling your card. It will be possible for them to assist you with payment arrangements if needed, as well as suspend or close your account.
Why Should I Get A Destiny MasterCard?
Credit cards can be a quick and easy way to pay for your online or in-store purchases. If you’ve been debating getting a credit card, you should consider what kind of card you want, how that card will affect your credit score, and if you’re eligible.
The Destiny MasterCard® is an unsecured credit card with a low-interest rate. It’s suitable for people who don’t have access to other forms of credit because it requires no collateral. It’s also ideal for those who have had their lines of credit maxed out and need help rebuilding their credit rating by having another form of payment open.
That being said, this card is best for customers who are able to maintain their balances each month. Otherwise, the high APR could quickly undo any progress on your credit score and make things more difficult.
What Is an Unsecured Credit Card?
Most credit cards are secured, requiring some collateral (e.g., cash) as security against defaulting on payments. An unsecured credit card doesn’t require any collateral and is available without requiring a deposit or a lengthy application process.
The lack of requirements makes them accessible to anyone over 18 with a steady income, regardless of whether or not they have had experience with borrowing money before. They come in handy when you need emergency funds but don’t have time to make a lengthy loan application.
Benefits of Getting The Destiny MasterCard
There are several benefits associated with getting a Destiny MasterCard. It provides a decent balance transfer rate and offers a minimum annual fee. Plus, there are a variety of rewards cards that offer gas, hotel, and restaurant discounts or cash back.
Destiny Cards can be used anywhere Mastercard cards are accepted. Using the Destiny Card virtually anywhere you can use a credit card is possible. Destiny Card charges a 1% foreign transaction fee, so international purchases are subject to additional charges.
But they also have three other cards, which are good alternatives if you don’t live in one of those states. All four of these cards have competitive rates and offer some reward programs. So, whichever card you choose will be an excellent option for you.
Check out their different cards no matter what state you live in because they each offer something different. If you want a straightforward, easy-to-use card, go with the Apple Card. If you want something simple but still beneficial, then go with Discover.
How Do I Sign Up For Destiny MasterCard?
You must be at least 18 years old to apply for a card. It will require identification (such as a driver’s license). To obtain this, your best bet is to research what you can do to improve your credit before applying for a card.
Here are steps on how you can sign up for Destiny MasterCard.
Step 1. Go to Destiny Website
The Destiny credit card login page can be accessed by clicking the following link.
Step 2. Select “Register Your Account.”
Register Your Account by selecting the register your account option.
Step 3. Fill the Information
Please enter your information as Destiny requests.
Step 4. Follow the instructions
Complete the registration process for your Destiny credit card account by following the prompts. The Destiny credit card account has been successfully registered after four steps and a few taps.
If all else fails, contacting customer service might get you to help improve your credit fast enough that you can then proceed with applying for a card.
Some Destiny Credit Card FAQs
Here are some faqs about Destiny Credit Cards.
How Do I Cancel If I’ve Been Approved But Don’t Want The Card Anymore?
Once you have received a credit limit on your account and begun using it, there are two ways to cancel. The first is through their website. The second way would be by calling 1-800-583-5698.
How Long Does It Take For Them To Send Me My Destiny Card?
A new applicant should receive their card within 14 business days after they’ve applied. However, if you’re an existing customer or requesting expedited shipping, this process could take up to five business days.
Does The Destiny Card Come With An Annual Fee?
An annual fee will be charged after your introductory period ends. The Platinum Prestige MasterCard Secured Credit Card from First Progress has a yearly fee of $49. If you think this might be a good option, please call them at 1-800-583-5698 or log into our secure website for more information about rates and fees.
How Much Is The Destiny MasterCard Limit?
Compared to most other credit cards, the $300 limit on the card is meager. Usually, credit cards have much higher credit limits.
When Will My Destiny Credit Card Arrive? Can I Use It Before It Comes?
Destiny Cards cannot be used immediately after approval. They must be mailed to you before they can be used.
What Happens If My Card Is Lost Or Stolen?
If your card is lost or stolen, call us immediately at 1-800-583-5698. Don’t just wait for it to show up; this could indicate that a fraudster has had access to your account, and you need to contact us before any fraudulent charges appear on your account. If you find your card after reporting it lost or stolen, destroy it and notify us of its destruction.
How Can I Cancel My Destiny Credit Card If I Don’t Want It Anymore?
Most credit cards allow you to cancel your card online or by calling customer service. The Destiny Card can be canceled by contacting customer service at (800) 583-5698.
If the canceled account still has a balance, you must make minimum payments every month until the balance is paid off. There are also instructions on canceling your card on the company’s website.
Should I Get Rewards With My New Credit Card?
You might be tempted by the idea of earning points or receiving benefits just for using your credit cards.
Rewards and bonuses are often used as incentives to encourage cardholders to pay with their credit card instead of another form of payment. Still, it’s essential not to overlook other factors like interest rates.
Compare several cards so you can find one that best meets your needs, and then choose a rewards program if you think it will come in handy.